Finally. Lower life insurance rates for well-managed diabetics.

Making Insurance Affordable

Well-managed diabetics can save on their life insurance

Health IQ’s research and the New England Journal of Medicine have independently found that type 2 diabetics that manage their A1C through physical activity and a healthy lifestyle have a 40% to 72% lower risk of mortality. So it just makes sense that you should pay less for life insurance.

Health IQ Research

Health IQ Data

Medical Research

Reference

We Save You Money

See how much money we save you

Only at Health IQ can your healthy lifestyle and high health literacy save you up to 38%. That's a total potential savings of up to $2,941.*

How It Works

How you qualify for lower rates

Verify Well-Managed A1C

Qualify for standard underwriting

Take your free medical exam in the convenience of your home

Prove Your Health Literacy

Take the Health IQ Quiz

Take the Diabetic IQ Quiz

Verify Lifestyle

Apply with one below:

Track physical activity with app like Runkeeper, Strava, etc.

5K, 10K, ½ Marathon time on race website

Regular fitness class attendance

And more!

See if you qualify

Get exclusive savings*

The Health IQ Difference

3 ways we help you get the lowest rate

1.

Better price

Health IQ takes into account your whole health to better predict your long-term health, helping you qualify for lower rates.

2.

Better rate class

Many carriers start diabetics at a Standard rate. Health IQ works with carriers to start well-managed diabetics at a lower rate than Standard.

3.

Better shopping

1.

We first shop our special rate partners to get you the best rate

2.

We double check the rate by shopping 30 additional carriers

Special rate check

We first shop our special rate partners to get you the best rate

Retail rate check

We double-check the rate by shopping 30 additional carriers

1.

Better price

Health IQ takes into account your whole health to better predict your long-term health, helping you qualify for lower rates.

2.

Better rate class

Many carriers start diabetics at a Standard rate. Health IQ works with carriers to start well-managed diabetics at a lower rate than Standard.

3.

Better shopping

We first shop our special rate partners to get you the best rate

We double check the rate by shopping 30 additional carriers

Special rate check

We first shop our special rate partners to get you the best rate

Retail rate check

We double-check the rate by shopping 30 additional carriers

Let's get started.

Why Work With Us

Reasons customers choose Health IQ

Top Customer Rating

9.7/10 customer satisfaction on Trustpilot

"Amazing customer service from top to bottom. Two Thumbs Up!"

- Ted M, Runner

Top In Protection

The nation's fastest growing in coverage issued

Top Business Rating

Given the highest rating by the Better Business Bureau

As Seen On...

Featured in some of the nation's leading publications

FAQ

Have Questions? We’ve got you covered!

Let's get started.